Kaine, Warner urge coverage of IVF treatment for federal workers (2024)

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  • Charlotte Rene Woods
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Couples struggling with infertility are asking questions after Alabama's Supreme Court ruled frozen embryos should be considered children under state law, promptingat least two fertility clinicsin the state to pause in vitro fertilization treatments.

U.S. Sens. Tim Kaine and Mark Warner, both Virginia Democrats, joined lawmakers from the House and Senate to urge the Office of Personnel Management to require all health insurance carriers in the Federal Employee Health Benefits Program to cover in-vitro fertilization treatments and medications.

If the agency were to take up the request, this would affect federal employees, many of whom live in Northern Virginia.

In noting the treatment’s popularity for families struggling with fertility issues, the lawmakers wrote that coverage would “sharpen the Federal Government’s competitive advantage in competing for talented workers, as surveys demonstrate that employees experiencing infertility without adequate IVF coverage will express dissatisfaction with their employer and seek new professional opportunities.”

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The effort is the latest in state or federal actions to protect or bolster IVF access after Alabama’s state Supreme Court ruled that embryos are people — a ruling that called the future of the procedure into question nationally.

A handful of states nationally have some sort of mandate for IVF coverage and Kaine said he’d like to see Virginia do the same.

Kaine, Warner urge coverage of IVF treatment for federal workers (2)

“Even though the first IVF child in the United States was born in Virginia — in Norfolk in 1981, Elizabeth Carr — Virginia is not one of the states that mandates IVF coverage,” he said in a Zoom call on Tuesday.

Kaine noted that he and Warner have also sent a letter to the Department of Veterans Affairs arguing that “within the (Department of Defense) space, IVF should be covered.”

“We also generally support insurance companies covering IVF as part of the standard benefit package,” Kaine said.

In a recent call with the Richmond Times-Dispatch, Carr stressed the various reasons families may pursue IVF treatments.

“It’s not just infertility,” Carr said. “There are implications for if you need a surrogate, if you are a same-sex couple, if you want to screen for a genetic disease. Or, if you are going through cancer treatment and want to preserve your eggs so that after you’re done and you want to conceive, you can use IVF.”

The first U.S. IVF baby was born in Virginia. See her thoughts on Alabama ruling.

Shortly following the Alabama ruling this past February, Sen. Mamie Locke, D-Hampton said Democrats’ plan to pass a state constitutional amendment to protect abortion access could include protections for IVF treatments. Passing a state constitutional amendment in Virginia requires a multiyear process.

Democratic lawmakers will introduce a resolution next year that would need to pass the General Assembly in two different years with a House of Delegates election in between before it could go to voters in a statewide referendum as early as 2026. From there, voters across Virginia would decide whether or not those protections should be enshrined in the state’s constitution.

Kaine, Warner urge coverage of IVF treatment for federal workers (3)

Though constitutional amendments do not require a governor’s approval, a spokesperson for Gov. Glenn Youngkin said that he will “always protect” IVF.

At the federal level, Kaine is among several lawmakers hoping to pass the Reproductive Freedom For All Act, which has bipartisan support in its patrons, and the Access To Family Building Act. Last month Kaine took Carr as his guest President Joe Biden’s State of the Union address.

Reproductive rights will continue to feature in elections this year as congressional candidates take stances on protections or restrictions for abortion.

As abortion issue heats up, dormant law a vehicle for potential restrictions

Biden has made abortion access a pillar of his reelection campaign while former President Donald Trump has expressed support for states’ authority over access.

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Kaine, Warner urge coverage of IVF treatment for federal workers (4)

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Charlotte Rene Woods (804) 649-6254

cwoods@timesdispatch.com

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Kaine, Warner urge coverage of IVF treatment for federal workers (2024)

FAQs

Kaine, Warner urge coverage of IVF treatment for federal workers? ›

U.S. Sens. Tim Kaine and Mark Warner, both Virginia Democrats, joined lawmakers from the House and Senate to urge the Office of Personnel Management to require all health insurance carriers in the Federal Employee Health Benefits Program to cover in-vitro fertilization treatments and medications.

Does federal employee insurance cover IVF? ›

The federal government will now offer its employees generous fertility benefits. The nation's largest employer will offer plans that cover a broad menu of fertility services, including up to $25,000 annually for IVF procedures.

Will IVF be covered by insurance in 2024? ›

Families needing fertility coverage will get some help from FEHB plans in 2024. Compared to existing fertility benefits, this is a significant expansion. However, even with FSAs and HSAs, families will still experience high levels of out-of-pocket expenses.

Is IVF covered by insurance in the US? ›

The law does not require insurers to cover fertility drugs, IVF or other assisted reproductive techniques, reversal of a tubal ligation, a vasectomy, or any other method of sterilization. Employers who self-insure are exempt from the requirements of the law.

What is in vitro pregnancy? ›

IVF (in vitro fertilization) is a type of fertility treatment where eggs are combined with sperm outside of your body in a lab. It's a method used by people who need help achieving pregnancy. IVF involves many complex steps and is an effective form of assisted reproductive technology (ART).

Does Fep Blue Cross Blue Shield cover IVF? ›

Reproductive Care Updates: What we cover

You must receive prior approval for artificial insemination. Members diagnosed with infertility can receive up to three (3) annual drug cycles for in vitro fertilization (IVF). You must receive prior approval and buy your prescriptions through our pharmacy programs.

Does FEHb cover fertility treatments? ›

other infertility treatment

Artificial insemination is covered by FEHB Health Maintenance Organization (HMO) plans and may be covered by other types of FEHB plans. Review your plan's current brochure for limitations or exclusions (such as the cost of donor sperm).

What states are IVF free? ›

That said, there are currently 16 states that have some form of mandated coverage. The states are; Arkansas, California, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maryland, Massachusetts, Montana, New Jersey, New York, Ohio, Rhode Island, Texas, and West Virginia.

Which state has the best infertility coverage? ›

The benchmark plans in Connecticut, Hawaii, Illinois, Maryland, and Massachusetts all include more comprehensive coverage, including IVF (note that these are all states with laws requiring infertility coverage).

How do I know if my insurance covers IVF? ›

Contact your insurance provider to understand the specifics of your coverage, including any limitations or requirements. Some employers offer insurance plans with infertility benefits, so it's worth checking if you have access to such coverage.

How to afford IVF in USA? ›

If you have health insurance, check to see if your plan covers some or all of the costs of IVF. Some states' laws mandate that IVF medications are covered. To find ways to afford IVF, shop around, ask about discounts and payment plans, and use tax-advantaged savings accounts and medication coupons.

Why isn't IVF covered by insurance? ›

Because infertility has long been considered a women's health issue, insurance companies perceived it as a niche issue and denied coverage to those experiencing it. This is despite the fact that nearly half of all cases are due to “male factor infertility.”

What is the average cost of IVF in the US? ›

Not including medications and testing, the average IVF cycle costs $12,400. With fertility medications and genetic testing, you could pay $15,000 to $30,000 or more per cycle. Your charges will depend on the services and prescriptions you need.

Is IVF with 3 eggs retrieved successful? ›

Women under 38 in our IVF program have acceptable live birth rates even with only 3 – 6 eggs, do better with more than 6 eggs, and do best with more than 10 eggs. Women 38-40 and 41-42 years old have low live birth rates with low egg numbers. Success rates are much better when relatively high egg numbers are obtained.

How painful is in vitro? ›

Embryo Transfer

You won't feel anything from the syringe, but you will feel pressure from the catheter. Many women compare this to the feeling of the speculum used during a Pap test. Some women can find the transfer a bit painful, but many aren't bothered by it. Recovery from the transfer should also be fairly quick.

Can you choose gender with IVF? ›

This is the process of a couple or individual choosing the genetic sex of the child, boy or girl, by testing the embryo(s) created through IVF before one is implanted in the uterus. Sex selection is only possible using IVF embryos. The term sex selection is preferable to the past term of gender selection.

Does geha cover IVF? ›

Changes to all five GEHA medical plans

Infertility coverage only for artificial insemination (AI). Coverage for drugs associated with AI and in vitro fertilization (IVF limited to 3 cycles annually). Visit GEHA's Family Planning Care Program to learn more.

Is IVF not covered by insurance? ›

Major insurance providers such as Aetna, Blue Cross Blue Shield, Cigna, United Healthcare and Tricare offer a wide spectrum of fertility benefits, including IVF treatment; however, your employer has to purchase these features in order for you to be covered.

Why does insurance not cover IVF? ›

Because infertility has long been considered a women's health issue, insurance companies perceived it as a niche issue and denied coverage to those experiencing it. This is despite the fact that nearly half of all cases are due to “male factor infertility.”

Is IVF a qualified medical expense? ›

IRS Publication 502 recognizes IVF as a qualified medical expense. This classification is due to its role in the "diagnosis, cure, mitigation, treatment, or prevention of disease," as well as the fact that it impacts a part or function of the body.

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